Taking that first step toward substance abuse treatment in Asheville can feel overwhelming—especially when you’re concerned about how to afford care. At Insight Recovery Center, we meet you where you are, offering guidance and support as you explore your treatment options. Whether you’re seeking coverage through your insurance plan, looking into financing, or just trying to understand what your choices are, we’re here to help.
Don’t let cost keep you from getting the care you deserve. Reach out to Insight Recovery Center today to speak with someone who can help you verify your insurance and explore a personalized payment plan. Recovery is possible—and more within reach than you might think.
What does rehab cost in Asheville, NC?
The cost of rehab in Asheville can vary depending on several factors, including the level of care you need, the duration of your stay, and whether or not you have insurance. While Insight Recovery Center focuses on partial hospitalization programs (PHP) and does not offer residential care, the cost of PHP in Asheville typically falls in the mid-range between outpatient and inpatient options.
Here’s what to expect:
- Partial hospitalization program: Often considered full-time rehab care, PHP in Asheville generally ranges from $350 to $550 per day. A typical program lasts 30 to 60 days.
- Intensive outpatient programs (IOP): Less intensive than PHP, IOP typically costs around $200 to $400 per day, depending on the number of treatment hours.
- Inpatient or residential rehab (which Insight Recovery Center does not provide): According to the North Carolina Department of Health and Human Services (NCDHHS), the average 30-day inpatient program in the state can range between $10,000 and $30,000.¹
Keep in mind that these figures don’t always reflect what you’ll pay out of pocket. Insurance can significantly reduce your cost—or in some cases, cover it entirely.
Substance use treatment saves lives, but it also saves money in the long run. According to the National Institute on Drug Abuse (NIDA), for every dollar invested in treatment, there’s a return of $4 to $7 in reduced drug-related crime, criminal justice costs, and healthcare expenses.²
What insurance plans cover substance abuse treatment?
Yes, insurance can cover drug rehab in North Carolina—and Insight Recovery Center works with many plans to make treatment more accessible. Whether you have commercial health insurance or a private policy through the Marketplace, there’s a good chance you have some level of substance use treatment coverage.
Insight Recovery Center is proud to be in-network with Blue Cross Blue Shield, Cigna, and Aetna. We also accept most other major insurance providers, including United Healthcare. If your insurance provider is one we are not in-network with, we can still help you explore alternative options that fit your situation.
Coverage depends on your specific plan, but most insurance policies typically include benefits such as PHP, medication-assisted treatment (MAT), individual and group therapy, dual diagnosis care, and trauma-informed or holistic therapies.
The Affordable Care Act (ACA) requires insurance plans to cover mental health and substance use treatment as essential health benefits.³ That means you’re entitled to coverage—not just for emergency care, but also for the therapies and support that promote long-term recovery.
We recommend contacting our admissions team directly to find out exactly what your insurance covers. We’ll help you verify your benefits, explain your options, and walk you through the process so you don’t have to navigate it alone.
3 Steps to Get Covered
If you’re unsure how to get started, here is a step-by-step process you can follow:
- Contact our admissions team directly.
- Verify your insurance benefits, explore short-term financing options, and ask about setting up a payment plan that fits your monthly budget.
- Let us work with you to determine what treatment program would best suit your needs.
Don’t let financial worries stand in the way of seeking treatment for mental health or addiction issues. Our team is here to support you every step of the way, including helping you understand and utilize your insurance coverage. You don’t have to figure it out on your own.
Financial support and payment plans
We understand that not everyone has insurance—or that there can still be financial strain even with coverage. That’s why Insight Recovery Center offers a range of flexible payment options to make treatment accessible.
Here are a few of the financing options available:
- Sliding scale payments: Based on your income and financial situation.
- Payment plans: Spread the cost over time in manageable monthly payments.
- Third-party financing: We work with trusted healthcare lending services that offer low- or no-interest payment plans.
- HSA and FSA accounts: You may be able to use funds from your health savings account (HSA) or flexible spending account (FSA) to cover treatment costs.
- Private pay discounts: Depending on the length of treatment, private pay clients may be eligible for discounts.
We strongly believe in the value of quality over quantity. We treat a limited number of clients at a time—only 16 beds total—which allows us to offer deeply personalized and responsive support, including financial guidance.
How Insight Recovery Center helps you navigate the cost
At Insight Recovery Center, we understand that finances shouldn’t be a barrier to healing. That’s why we make the financial side of recovery as supportive and straightforward as possible.
We’re clinician-founded and operated, and we’ve worked with countless families who came in with financial concerns—worried about affording help or unsure if insurance would cover it. Our admissions team handles the complex parts for you:
- Benefit verification: We check with your insurance provider, explain your coverage in plain language, and tell you precisely what your plan includes.
- Transparent pricing: While we don’t list exact costs online due to variability in care plans, we’re happy to discuss a personalized breakdown with you—no surprises or pressure.
- Customized options: Whether you need a short-term plan or a longer-term strategy, we’ll work with you to identify a solution that fits your needs and budget.
Insight Recovery Center is committed to your healing—physically, emotionally, and practically. From your first call to your final day in treatment, we walk with you through it all. You deserve care that’s both high-quality and within reach, and we’ll help you find a way to make it happen.
We also offer trauma-informed care, somatic experiencing, and nature-based therapies right here in the Blue Ridge Mountains of Asheville—creating a supportive, serene environment that fosters long-term healing. Whether you’re seeking support for alcohol, opioids, prescription medications, or a combination of substances, our tailored PHP programs can meet your unique recovery goals.
Let us help you verify your insurance and start your recovery today
Your path to healing doesn’t have to be delayed because of financial uncertainty. Whether you’re covered by insurance, paying privately, or seeking a payment plan, we’re here to support you.
Insight Recovery Center offers a boutique, trauma-informed program built around compassion, connection, and clinical excellence in Asheville, North Carolina. We believe in meeting people where they are—financially, emotionally, and spiritually. Our team is ready to help you verify your insurance, explore payment options, and take the next step toward a healthier future.
Don’t wait to start your recovery today. Call 828.826.1376 now or reach out to our team online to get started. Discover your recovery in Asheville—we’ll help you every step of the way.
Footnotes:
- North Carolina Department of Health and Human Services. “Comprehensive Statewide Needs Assessment Reports.” Accessed July 23, 2025.
- Georgia Department of Corrections. “Substance Use.” Accessed July 23, 2025.
- U.S. Centers for Medicare & Medicaid Services. “The Mental Health Parity and Addiction Equity Act (MHPAEA).” Accessed July 2,3 2025.